Celsius Network star

 Celsius Network is an Ethereum-based value-driven lending and borrowing platform. The Celsius Wallet was designed to allow members to use coins as collateral to get a loan in dollars, and in the future, to lend their crypto to earn interest on deposited coins.

CEL is an ERC20 utility token that powers Celsius Network's credit ecosystem. CEL's utilities include the ability to become a member of the Celsius platform and community, the ability to deposit your cryptocurrencies in the Celsius wallet, the ability to apply for dollar loans with cryptocurrencies as collateral, and the ability to pay interest on these loans at a discount.